Truck driving is a dream job for many men, but the cost of driving a truck has risen enormously. Many prospective truck drivers can raise this amount, but for others this is a financial hurdle. In some cases the costs are borne, while in other cases a loan for a truck driver’s license is required. This guide explains the possibilities.
Who pays the truck driver’s license?
In Germany, professional driver is a recognized apprenticeship. Part of the apprenticeship course is that a truck driver’s license is acquired, whereby the training company bears the costs. However, many people acquire the necessary driver’s license in addition to other vocational training when a new job as a truck driver is accepted. In some cases, the employer pays the costs for this, for example if the driver is committed to the company for a longer period of time.
In other cases, however, the prospective truck driver has to bear the cost of the driver’s license himself, which means that he has to apply for a loan for the truck driver’s license. Incidentally, the cost of the driver’s license, including the interest on the loan, can be tax-deductible as training costs. Unemployed people can get the license for the driver’s license through the employment agency or the job center because it helps them find a new job. There is no interest.
Where can the loan for the truck driver’s license be taken out?
Paying in installments is usually cheaper at a truck driving school than is the case with a loan taken out from a bank. There are many driving schools that either offer payment in installments as a separate service or arrange a discounted loan from a partner bank.
Acquiring a driver’s license for trucks is an investment that will generate income in the future. Therefore, borrowing makes sense in any case. You can also look for a loan for the truck driver’s license on the Internet on many websites, because private individuals also make their cash available on many portals.
In contrast to banks, which generally grant a loan without specifying a purpose, the relevant pages usually have to indicate the purpose of the loan applied for. However, using a disposition credit for the truck driver’s license only makes sense if, due to existing savings, only part of the cost of the driver’s license has to be financed and the account can thus be settled again within a few months.